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13 ways to winterize your home

Checking the furnace, air ducts, gutters and water pipes before the cold weather hits will help you
prepare your house for the worst. For many of us, winter means curling up next to the fireplace. But
what if your home isn't prepared for winter weather? These helpful tips from the Insurance
Information Institute and the National Association of the Remodeling Industry can help eliminate some
of the worry about your home this winter.

1.        Make sure your furnace is in good working order. Check that the furnace filter is clean and
replace it if it's not.

2.Ensure that the thermostat and pilot light are working properly and that the pipe bringing fuel to
your furnace isn't leaking or loose.

3.        Have your heating ducts cleaned. It's recommended that the ducts be vacuumed every five
years.  

4.        Trim trees and remove dead branches. Ice, snow and wind could cause weak trees or
branches to break, damaging your home or car, or injuring someone walking on your property.

5.        Remember all the leaves that fell off your trees in autumn? Well, a lot of them are still in your
gutters. Cleaning them out should prevent water from building up and freezing in the gutters.

6.        As long as you are cleaning out leaves, make sure none are clogging your chimney. Install a
screen over the chimney top to prevent this after cleaning.

7.        Check the caulking around doors and windows to make sure there's no cracking or peeling.
Recaulking if needed prevents cold air from entering your home. Why pay a higher heating bill if you
don't have to?

8.        Keep snow and ice from building up around the bottom of the garage door so it closes
completely and doesn't warp.

9.        Frozen water pipes can crack and spew gallons of water all over your home. Prevent this by
draining your pipe's hose bibs and by keeping your heat on even when you're away from home

10.        Keep the house warm. The temperature in the home should be at least 65 degrees. The
temperature inside the walls where the pipes are located is substantially colder than the walls
themselves. A temperature lower than 65 degrees will not keep the pipes from freezing.

11.        Make sure steps and handrails are in good shape. Broken stairs and banisters can become  
dangerous when covered with snow and ice. Make repairs now to prevent someone from falling and
being seriously injured.

12.        Get to know your plumbing. Learn how to shut the water off and know where your pipes are
located. If your pipes do freeze, time is of the essence. The quicker you can shut off the water, or
direct your plumber to the problem, the better chance you have to prevent pipes from bursting.

13.        Take special care if you plan to be away from home. If you are not going to be in your home
this winter for an extended period of time, have the water system drained by a professional to keep
pipes from freezing or bursting. Also, hire someone to check on your home on a regular basis. If
there is a problem, it can be fixed quickly -- lessening any damage. Activity at your home will also
reduce the likelihood that it will be burglarized.

14.        Drain the gasoline from lawnmowers, weed whackers and other engines that won't be used
until summer
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